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 Cheap Car Insurance for Young Adult Drivers.

Use The Zebra to get cheap car insurance for young adult drivers from GEICO, Progressive, Nationwide, Geico is one of the cheapest insurers for our young adult driver profiles. Though everyone's rates may vary based upon numerous factors, our analysis shows that Geico is typically cheaper than the other companies we surveyed.

Car insurance for a 21-year-old costs an average of $1,957 per year. Because car insurance is expensive for young drivers, MoneyGeek analyzed the best ways to get cheap car insurance for a 21-year-old male or female driver. Although shopping for cheap car insurance for a young driver may seem daunting, Bankrate's insurance editorial team is here to help you find the best rate and coverage options.

Drivers in their 30s pay significantly less for car insurance coverage. We found that USAA tends to offer the cheapest young driver insurance rates across

Understand the Different Types of Car Insurance

There are a few things young drivers can do to get cheap car insurance. First, it's important to understand the different types of car insurance. There are four main types of car insurance: liability, collision, comprehensive, and uninsured/underinsured motorist. Each type of coverage has its own benefits and drawbacks, so it's important to understand each one before deciding which is right for you.

Liability insurance is the most basic type of coverage and will pay for damages if you're at fault in an accident. However, it won't pay for your own repairs or medical expenses. Collision coverage will pay for repairs to your own vehicle if you're in an accident, regardless of who is at fault. Comprehensive coverage will pay for repairs or replacement of your vehicle if it's damaged in an incident that's not a collision, such as by fire, theft, or vandalism. Uninsured/underinsured motorist coverage will protect you if you're hit by a driver who doesn

Shop Around for Quotes

There are a few things that young drivers can do in order to get cheaper car insurance rates. One is to shop around for quotes from different insurers. Our research indicates that Nationwide, USAA and GEICO provide the cheapest insurance rates for new and young drivers. Another way to get cheaper car insurance is to remain on a parent's policy. Finally, driving well can also help to reduce premium costs.

Look Into Special Discounts

There are a few things young drivers can do to get cheaper car insurance. One is to remain on their parent's car insurance policy. Our research indicates that Nationwide, USAA and GEICO provide the cheapest insurance rates for new and young drivers. Another way to get cheaper car insurance is by taking advantage of teen driver discounts. These discounts can keep a parent's car insurance from becoming too expensive. Young drivers can also earn good student discounts by maintaining a good GPA.

Raise Your Deductible

As a young driver, you can get cheap car insurance rates by shopping around, looking for discounts and considering usage-based or pay-per-mile insurance. Teen drivers pay some of the highest auto insurance rates imaginable, but as your driving career moves into young adulthood, factors other than your age will start to have a greater impact on your rates. To get the best possible rate, be sure to compare quotes from multiple insurers.

Take Defensive Driving Courses

Many insurance companies offer discounts of 5% to 20% for drivers who take defensive driving courses. Completing a defensive driving course can help you save on your auto insurance if your insurer offers a defensive driver discount. The amount of the discount may vary depending on the insurance company.

Bundle Policies with the Same Company

There are a few things young adults can do to get cheaper car insurance rates. One is to bundle their policies with the same company. Another is to remain on a parent's car insurance policy. And finally, using The Zebra to compare rates from different companies can help young adults find the cheapest rates available.

Consider Dropping Comprehensive or Collision Coverage

As a young adult driver, there are several things you can do to get cheap car insurance. One thing to consider is dropping comprehensive or collision coverage on older cars. If your car is worth less than 10 times the premium, purchasing the coverage may not be worth it. Another thing to consider is taking a defensive driving course. Sometimes insurance companies will provide a discount for those who complete an approved defensive driving course. Finally, you may want to consider state minimum coverage if your car's value is minimal and your policy includes a high deductible.

Avoid Accidents and Moving Violations

There are several things young drivers can do to get cheap car insurance. One is to shop around and compare rates from different companies. Another is to take a defensive driving course. Additionally, maintaining a clean driving history with no accidents or moving violations will help to keep rates low. Finally, some insurers offer discounts for insuring multiple vehicles or drivers at once.